fintechapi.
PLEN
FinTechAPIInsights
Knowledge and perspectives

Fewer assumptions.
More understanding.

Banking APIs, Open Finance and changing requirements, explained through architecture and integration.

Scheme²: The Open Finance Blueprint — Maciej Kostro
Featured book / Maciej Kostro

Scheme²
The Open Finance Blueprint

A guide to the rules, governance and collaboration behind financial data sharing.

Discover Scheme²
A wider perspective

From Open Banking
to Open Finance.

Accounts are a starting point. Explore financial data sharing as a combination of technology, collaboration and user control.

Explore Open Finance
Perspective / technology
API
Open Banking5 min read

Banking APIs in practice. Connecting systems and partners.

From an account to a new service: the roles, interfaces and decisions behind a banking integration.

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Perspective / regulation
PSD3 / PSR
PSD3 / PSR6 min read

PSD3 and PSR. Where should a systems impact analysis begin?

Turn changing requirements into useful questions about architecture, permissions and API quality.

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Further reading / external website

The Invisible Machine

Essays on digital finance in Europe: systems, regulation, interfaces and trust. Explore the connections behind everyday financial services.

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Good APIs start
with a good conversation.

Architecture, integration and changing requirements. Let’s discuss your project.

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